People’s life is now being challenge with the different situations from family towards economic trials. As today cost is living is starting at a high peak, many people are now experiencing financial crisis. I could say that it is also one of the biggest situations for most of the people. Even for people who strive on his work are sometimes not enough to satisfy the needs in supporting a family. Whether they work double time or do some extra job for additional incomes, there are still some instances or situations that not control beyond one’s plan. Like unexpected expenses. To deal with this, some people think of asking for an assistance of lending companies and payday loan store. As for my opinion, it would be better and I am proud of this people rather than those people who engage in doing bad things or crimes just to satisfy their financial needs. They are more responsible than those robbers.